Critical Illness Insurance will ‘fill the coverage gap’ between other forms of coverage by providing a lump sum benefit that is payable when you are faced with a real financial need brought on by an illness.  While you may have disability, medical and life insurance; these plans don’t always provide enough coverage to cover the expensive cost of associated with many of the critical conditions covered under these policies.

Why is Critical Illness Insurance Important?

  • Disability insurance only partially replaces your income to cover everyday expenses.
  • Medical coverage reimburses only covered medical expenses
  • Life insurance typically provides a benefit to your beneficiaries upon your death.

Critical illness insurance provides a benefit pay out to you if you are diagnosed with and survive a covered condition. It provides you with protection when it’s critical. With Critical illness coverage you will receive a lump sum benefit from $100,000 to $2,000,000 after being diagnosed with one of the covered conditions making sure you are protected when it is most critical. 

Covered Illness under the policy are:

Heart Attack Cancer Stroke Blindness Aortic Surgery Alzheimer’s Disease
Coma Kidney Failure Deafness Heart Valve Replacement Coronary Artery Bypass Surgery
Loss of Limbs Loss of Speech Transplant Paralysis Major Organ Parkinson’s Disease
Multiple Sclerosis …and many others.

If there are no diagnosis made during lifetime of the policy you can receive all your premiums back and be insured for free!!!
People at Globe Insurance are working for you!

critical illness insurance